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Protecting Your Business and Your Team
Managing people is a core part of operating a business, and sometimes that can lead to unexpected challenges. Employment Practices Liability Insurance (EPLI) helps protect your business if an employee, job applicant, or even a contractor makes a claim of harassment, discrimination, wrongful termination, or other workplace-related issues.
Imagine two employees start dating, but the relationship ends badly. One of them later files a harassment claim against your company. Even if you did nothing wrong, defending your business in court could cost thousands of dollars, and take up a lot of time. EPLI coverage can help protect your business from those costs so you can stay focused on running your company.
How EPLI Coverage Helps Your Business
Even the best-run companies can face employee disputes. That's why EPLI coverage is essential, as it helps protect your finances and reputation by covering key expenses. Specifically, EPLI can cover attorney and court costs, settlements, judgments, and legal fees, even if your business isn't found at fault.
Add EPLI to Your Business Insurance Package
You can purchase EPLI as a standalone policy, or it can be added to your General Liability or Business Owners Policy (BOP). Not sure which option is best for your business? Our experienced Business Insurance Specialist can help you find the right coverage to reduce your risk and protect your company.
What Employment Practices Liability Insurance Covers
EPLI helps cover the legal expenses, settlements, and judgments that may arise from employment-related claims. This coverage applies specifically to workplace allegations such as:
This coverage activates when an employee claims your business failed to follow the written or implied rules laid out in their work agreement, such as issues related to compensation, benefits, or working conditions.
EPLI helps defend your business against claims of unfair treatment based on a variety of legally protected characteristics such as, race, gender, age, religion, sexual orientation, or disability.
This is when a job seeker or current employee feels they were wrongfully overlooked for a new job or a better position based on a discriminatory factor rather than qualifications.
Coverage applies if an employee claims your company intruded into their personal or confidential matters, such as the inappropriate monitoring of communications, unauthorized access to personal data, or misuse of private health information.
This addresses serious allegations of unwanted advances, inappropriate workplace behavior, or hostile work environment by an employee, manager, or third party.
This covers claims that your business let go an employee unfairly or unlawfully.
Business Insurance Made Simple: Why Choose AIS
Your business is a major investment, and it deserves more than a standard, one-size-fits-all liability policy. At AIS Insurance, our experienced Business Insurance Specialists are driven by one goal: protecting your hard work and assets. We work quickly to understand the specific risks of your industry, allowing us to find and fix the dangerous gaps in coverage that leave businesses vulnerable, ensuring you get true financial peace of mind.
Stop settling for confusing policies. We make commercial insurance clear, fast, and highly effective. Call us today to speak with our experts who are ready to tailor an Employment Practices Liability Insurance (EPLI) policy to your needs.
Additional Insurance Coverages to Bundle
It would be great if you could save money on insuring your business and all of its assets under one roof. AIS is the insurance house that finds affordable coverage for a wide variety of businesses. We compare the best rates from multiple trusted carriers partners, so you know you’re getting the best protection for the best price.
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